InterestRates.co.nz

Welcome to InterestRates.co.nz

Your home for interest rates information on mortgage rates and term deposit rates.

Whether you have money to invest on term deposit or are looking for the best home loan rate we can help you.

Both sites have comprehensive tables of interest rates that you can quickly sort to find the best rates. You can even compare deposit rates for investments from dozens of institutions including; National Bank, ASB Bank, Kiwi Bank, ANZ Bank .

Also you can use our mortgage calculator to find the best mortgage rate. You can also read the latest home loan commentary to help you make good decisions.

Click on the below buttons to visit either depositrates.co.nz or mortgagerates.co.nz and start researching interest rates.

Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator

Mortgage Rates Table Full Rates Table | Compare Rates Lender Flt. 1yr 2yr 3yr 5yr n/a n/a n/a n/a n/a AMP Home Loans 6.74 6.45 6.69 7.10 7.75 AMP Home Loans $200k + 6.64 6.35 6.59 7.00 7.65 ANZ 6.95 6.45 6.70 7.15 7.70 ANZ - Simple Variable 6.20 n/a n/a n/a n/a ASB Bank 6.25 6.45 6.70 7.10 7.75 BankDirect 6.25 6.45 6.70 7.10 7.75 BNZ - Classic n/a n/a n/a n/a n/a BNZ - GlobalPlus 6.49 6.59 6.80 7.25 7.90 BNZ - Mortgage One 6.90 n/a n/a n/a n/a BNZ - Rapid Repay 6.49 n/a n/a n/a n/a BNZ - TotalMoney 6.09 n/a n/a n/a n/a BNZ- Std, FlyBuys 6.49 6.49 6.70 7.15 7.80 Cairns Lockie 6.50 6.65 6.90 7.35 7.90 CBS Canterbury 6.25 6.55 6.99 7.45 7.95 Credit Union Auckland 6.70 n/a n/a n/a n/a Credit Union Baywide 6.35 6.60 6.90 7.35 n/a Credit Union North 6.30 6.45 6.75 7.20 n/a Credit Union South 6.00 n/a n/a n/a n/a eMortgage 6.50 6.65 6.90 7.35 7.90 Fidelity Life 6.00 6.35 6.90 n/a n/a Finance Direct 5.95 6.45 6.99 7.25 7.75 First Credit Union 6.45 n/a n/a n/a n/a General Finance 6.50 6.65 6.90 7.35 7.90 Global Home Loans 7.99 n/a n/a n/a n/a HBS 6.25 6.50 6.85 7.80 8.50 Heretaunga Building Society 6.50 6.45 6.85 n/a n/a Housing Corp 6.00 6.45 6.95 7.25 7.75 HSBC Premier 6.49 5.99 6.74 7.09 7.65 Kiwibank 6.15 6.45 6.69 7.09 7.70 Kiwibank - Capped Variable 6.50 n/a n/a n/a n/a Napier Building Society 6.00 6.50 7.00 n/a n/a National Bank 6.24 6.45 6.69 7.10 7.70 Nelson Building Society 6.95 6.80 7.30 n/a n/a NZ Home Loans 6.35 6.60 6.85 7.25 7.90 NZF 7.20 6.60 7.10 7.40 7.90 NZF (LVR >80%) 7.45 6.85 7.35 7.65 8.15 Perpetual Trust 7.70 n/a n/a n/a n/a PSIS 6.20 6.45 6.70 7.15 n/a Public Trust 5.99 6.19 6.55 6.95 7.55 SBS Bank 6.15 6.45 6.70 7.20 7.60 Silver Fern 6.35 6.50 7.25 7.55 7.95 Southern Cross 6.95 6.40 6.65 7.15 n/a Sovereign 6.35 6.60 6.85 7.25 7.90 TSB Bank 6.29 6.45 6.68 7.20 7.75 Wairarapa Building Society 6.70 6.45 7.20 n/a n/a Westpac 6.74 6.45 6.69 7.10 7.75 Westpac - Capped rates n/a 6.95 n/a n/a n/a Westpac - Choices Everyday 6.10 n/a n/a n/a n/a